In a time of Change and Uncertainty, discover how the little known "Generalised Principles of Nature" can help you create the life that you want.


"Most people spend their lives earning a living, rather than designing their lives."

~ R Buckminster (Bucky) Fuller

Most of us have spent at least twenty years in the education system getting a piece of paper that promises to the passport that will give us what we need in our lives. To be able to do a job and earn a living. 

We have learnt to work hard and so we put in the hours and energy to get ahead.  We work hard to develop careers with the hope that life will get better.  But yet, for many of us, whilst the monetary reward gets better over time, there are other costs that also increase at a disproportionally higher rate - our responsibilities and stress levels increase. We sacrifice our health, wellbeing and relationships to fulfil these expectations.

Many will continue to do this for the rest of their lives, resigned to the reality of "this is the way things are."  They move from job to job hoping that they will finally get lucky, but nothing ever seems to change.

However, there is a group of people who are able to break out of this cycle. Their lives turn out differently. They don't work as hard and yet are able to have what they want in their lives.  People who are happier and doing what is more meaningful and fulfilling in their lives.

What is the secret? What do they know that the rest don't?

You Can Design Your Life

The reality is this - that most people will spend their lives earning a living.  Doing a job to generate income to pay the bills, trading time for hours that they don't enjoy. Many will ask themselves at some point if this was all there is to life, not knowing what the options really are.

There is an alternative — to not have to earn a living and yet have everything that they want in their lives.  To achieve that requires a fundamental understanding of how to create wealth.

What is wealth? It is the element that will move us from making ends meet, to living life the way we want without having to worry about money. If there was a certain life that you imagine as ideal, wealth is what will sustain that indefinitely where you never ever have to work again to earn a living.

For many people, this "ideal life" is unimaginable. With the property mortgages, family and personal expenses and increasing costs of living, it does not seem possible to even get there with the active income that they are currently generating, no matter how much harder they work.

When COVID-19 occurred in 2020, it disrupted the way the world operated. The way we work, live and play will not revert to what we have before the pandemic. Many were caught unprepared in many ways. If we are not equipped to live our lives beyond merely earning an income, the future will become increasingly challenging.

So how do you create wealth that will generate the long-term sustainable cash flow, especially in extremely challenging and uncertain times? How do you create greater certainty to not merely get by, but thrive regardless of what is occurring in the environment around you and in the world? 

If you are not Creating Wealth, you are working too hard.

Wealth is Creating Resilience

Creating Wealth is not a privilege that is limited to a selected few. However, the strategies, skills and knowledge required to create wealth are not subjects that we were taught or learnt in school. School taught us to "earn a living."

"Earning a living" is not, for many of us, living the life that we desire.

So what else is required?

To answer that question — we need to intimately understand how the world operates and the laws of the universe that govern how the world is being run.  The truth is this — the people who know and understand how to use these "laws" to their advantage, create the games that the rest of the planet is unknowingly playing.

The money game, the relationship game, the business game, the career game, the power game... and if you feel a lack of control in any of the games that you are playing in your life, it's likely to be because you are not in the driver's seat. Someone else is running the game.

When you recognise, understand and play these games by simply understanding fundamental "laws of the universe" that we call generalised principles, you will move from a "powerless" position to play in a position of "power." 

These are the "laws of the universe" that were not, and still not being taught in schools.  

These are secrets that most of the people on this planet do not yet know.

This will move you to live your desired life without having to "earn a living".

The good news is this - this deeper understanding of the underlying principles of the game is something that you can learn.

When you do, your life will shift permanently and how you play your game in life will change. Your results will change.

When do you want to stop working so hard?

Creating Wealth is creating long-term sustainability and resilience and not working hard.

Wealth Is A Habit

Creating Wealth is about resilience at the level of thriving. It is about sustainability and doing what we desire in life. 

It is not merely about finance or economics, but playing the game that we are all here to play in our lifetimes, each in our own unique ways.

It is acknowledging and responding to what calls to us to be and to do, and then to have what we want.

It is about our own personal mastery and how we create value for the world in our own ways.

It is about how we convert our own experience into real value that we can offer to the world.

It is about making mistakes and then making corrections. That mistakes allow us to learn and grow.

Wealth is about creating powerful habits that encompass all that, and more. 

Wealth is also about creating powerful and empowering relationships with internal and external environments. It is recognising and playing within our own integrity and how we operate in the world.

Creating Your Ideal Life

Is there something you are meant to do in your lifetime?

Most of us will ask that question at some point in our lives. Our capacity to create wealth is integral to answering that question.

How do you answer this question?

When we understand how to create our wealth engines, we will move beyond the struggle of getting from goal to goal chasing seemingly unreachable or impossible targets. When you understand what your own capacity to create wealth looks like, you will realise that your ideal life is not a point in the future, but something that you can create in the present.

We stop pursuing and start attracting the things that we want in our lives. We move beyond what is considered "terminal mediocrity" to being fully engaged in our lives in a meaningful and fulfilling way.

We have to create because nobody else will create that for us. The Ideal Life is created from having the right strategies, skills and tools, and taking the right action, with the right support, based on the deep and intimate understanding of these "laws of the universe." Each of us has the capacity to design and have our ideal lives exactly as we want.

We have to decide to start. It's a promise that we make to ourselves that only we can keep.

The Ideal Life is created from understanding how the world works, and how we can design and play a powerful game to make a difference.

What's Next?

What do you want?

What do you want from this point forward?  More of the same life that you have? Or something different? 

It is a truth that only you will know yourself.  Your answer to that question is only important to one person.

When you make that decision, the rest will follow. The ripple starts when you drop the stone. 

We can't undo our lives that are past. What we do have, is an opportunity to design and create a future. The fact is that we will all inevitably come to the day that has no tomorrow - the "game over" day. What we cannot control is when that day is. This opportunity will not come again, there is no second chance to play this game.

Whatever we choose, time will pass anyway.

The choice we have is to decide what we will trade the time that we have from now to that point for.  The choice is to continue with the status quo or to take a different route.

And if your choice is...

To take a different route,

To create different outcomes and possibilities in your life,

To create something bigger, something more meaningful, something far more fulfilling...

...there are options available to create that future and to have answers to these questions that you might have...

How do you take that different route and create different massive powerful possibilities?

What does a different route look like?  

How will you know if this is truly what you want?

More than 118,000 people have experienced the Money And You® Program in the last forty years. For many of them, Money And You® was that turning point in their lives.  Some of them have become household names.

The Money And You® Program gives you access to powerful, time-tested and proven strategies, tools and skills, based on a set of immutable "Laws of the Universe" and the international playground and community to create long-term sustainable wealth which is not about having to work hard.

Success is understanding the "Laws of the Universe" that govern how we design our lives and how we can live fully truly and fully engaged from a powerful position of choice. 

Is this conversation for you? Discover what is possible.

What would be different,
if we were to have a conversation a year from today?

"It will not be a matter of earning a living.  You'll be doing what you see needs to be done because you'll feel you'll want to do it—you'll want to qualify to be able to serve one another... if you can do it, if it is spontaneously arousable in you to operate with integrity and really to go along to love, to love comprehensively, that's it."

~ R. Buckminster Fuller



Money & You® Malaysia August 2023

Money & You® Malaysia August 2023

Thursday, 24 August 2023 - Sunday, 27 August 2023

40 Years of Creating Success with more than 200,000 graduates worldwide.


Money & You® Malaysia August 2023


Application for the 3.5-Day Money&You® Program.

Includes the following

  • Program Materials and Workbook
  • Meals - Lunch and Dinner (where applicable)
  • Reunion and Completion Session

Exclusive Graduate Access

  • Access to Private Facebook Group
  • Lifetime Access to Money&You® Program Worldwide FREE 
  • Networking Benefits during Money&You® Program
  • Graduate Workshops during Money&You® Program
  • Graduate Events (Singapore)

Limited Bonuses (all programs are online):

  • Strengths Quotient Discovery Workshop (3 Hours) - VALUE $147 INCLUDED FREE
  • Twin-Share Accommodation - VALUE $300 INCLUDED FREE (LIMITED)
  • Access to Participants Private Access Group (Pre-Money&You Program)
  • USD$100 OFF Annual Subscription for TRIBEFII™ Tribe Building Platform (
  • 2x$100 Adventure Pass for programs conducted by Strengths Quotient Institute 


Terms and Conditions

  1. The investment amount shown includes program fees, meals, program materials and lifetime membership to re-attend any Money & You® Program anywhere in the world, in any language for FREE. (Travel and accommodation charges are not included unless otherwise offered in the promotional package. Terms and conditions apply).
    The program fee is only valid for ONE year (or 2 Sessions) from date of registration, after which you will need to top up the difference to the current program fee if you postpone your attendance any later than 2 Sessions. If the organizers postpone the program in view of force majeure, the organizer will honor the fee paid without any increase.
    If for any unforeseen reason, you are unable to attend the program, you can postpone your attendance up to a maximum of ONE year (or 2 Sessions held in Malaysia) from the date of registration. There will be a processing fee of USD300 for postponements made less than 21 days before the program.
    All the payments made are non-refundable but transferable to another date, or another person, or future Strengths Quotient Institute Pte Ltd programs. You are responsible to find your own replacement. Any transfers must be notified by at least 4 weeks before the program and made 
    in writing to Strengths Quotient Institute Pte Ltd.
  5. The Program venue and dates may be subject to change, and all participants will be appropriately notified.
  6. By submitting this form, you agree to all the terms and conditions stated.

    PROGRAM FEE SGD$6731 (USD$4986) excludes 8% GST

Date and Time

Thursday, 24 August 2023 to
Sunday, 27 August 2023


Wyndham Hotel
Selangor, Malaysia

Event Organiser

Strengths Quotient Institute
+65 9823 9458

Event Price

Main Participant: SGD $6,731.00
Guest: SGD $6,731.00
(Price not inclusive of 8% )




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